|
Smaart Direct was launched to cater for a growing number of clients who are happy to choose their own mortgage and who do not need mortgage advice.
Smaart Direct is part of Smaart Associates Limited who are an established mortgage brokerage arranging mortgages on a national basis.
Our Core Values
Customer service |
Our aim is to go the extra mile and to deliver excellent customer service. |
Communication |
We promise to be open and honest and keep all communication clear and concise. |
Integrity |
We want to maintain our reputation as being a fair and trustworthy firm to do business with. |
Compliant |
We uphold the FSA Principles in all our business activities. |
| |
|
Commission Cashback
If you are happy to choose your own mortgage we think it’s
fair to return some of the commission we get paid by the mortgage
lender. Smaart Direct will rebate up to 50% of the commission received
from the mortgage lender within 40-days of the completion of your
mortgage.
Smaart Direct arrange mortgages from £50,000 upwards. We regret that we are unable to process mortgage applications where no commission is being paid by the mortgage lender. Commission cashbacks are dependent on the amount borrowed: mortgages of £50,000 to £100,000 = 30% of the commission received from the mortgage lender, mortgages of £100,001 to £250,000 = 40% of the commission received, mortgages of £250,001 and above = 50% of the commission received.
Choosing the right mortgage
We have incorporated some of the latest mortgage sourcing software
into our website to help you search for your ideal mortgage. Our
Mortgage Arrangers are also ready to listen to your requirements
and provide a choice of mortgage options for you to choose from.
To speak with a mortgage arranger call us directly on: 0800 756 9556.
We are able to arrange mortgages from the whole UK mortgage market. Smaart Direct also have access to a wide range of mortgage products only available via mortgage brokers.
Processing your Application
Once you have chosen your ideal mortgage we will ensure that you meet the lenders criteria and submit your application for assessment. Your Mortgage Arranger will keep you updated during the application process.
What if you need mortgage advice?
Experienced borrowers or those who are familiar with the mortgage market are often able to research and choose their own mortgage. We strongly recommend that you seek advice if you are unsure about which mortgage might suit you best or do not fully understand the options available to you.
If you require a full advice service
our parent company Smaart Associates will be pleased to help.
Smaart Associates offer a non fee charging advice and application
service on a whole of market basis. Commission refunds will not
be offered via Smaart Associates. Smaart Associates can be contacted
directly on 0800 756 9556 (option one) or via their website: www.mortgages-remortgage.com
|
